Gold-backed lending glows in banks’ retail books: RBI data
Gold loans are surprisingly leading retail credit growth, soaring 128.5% year-on-year. This surge, partly due to reclassification, now forms a significant portion of personal loans. ...
Gold loan market poised for major expansion; NBFCs plan 3k new branches as demand jumps
India’s gold loan market is poised for significant expansion as non-bank lenders plan to open approximately 3,000 new branches. This surge is driven by increasing ...
Lenders shift to secured credit with gold and business loans growing fastest in Q2FY26
Riding the Gold Rush: Why Secured Lending is Surging For anyone keeping a close eye on the financial currents in India, a noticeable shift is ...
Gold Monetisation Scheme: How to unlock the value of your idle gold – explained
Gold Monetisation Scheme offers interest on deposited gold, transforming it into a productive asset. However, low uptake is attributed to sentimental value. For those seeking ...
Monetising your gold holdings: Have idle gold in lockers, home? 5 smart ways to make it work for you
Indian households are increasingly unlocking the value of their idle gold through loans, monetisation schemes, and digital investments. With trillions of dollars in gold holdings, ...
Gold loans surge: Organised market set to reach Rs 15 lakh crore by March 2026; says Icra report
The organized gold loan market is projected to reach Rs 15 lakh crore by March 2026, a year ahead of schedule, driven by soaring gold ...
Gold loans surge as small borrowers shun MFIs: 122% jump in June, shows RBI data; soaring prices, lower rates fuel shift
Lower-income individuals are increasingly opting for gold loans over microfinance due to rising gold prices and stricter MFI lending norms. Gold-backed loans have surged by ...
RBI eases gold loan ‘value’ norms for small borrowers
RBI has introduced revised guidelines for gold and silver-backed loans, effective April 1, 2026, aiming to boost credit access for small borrowers. The loan-to-value ratio ...
