gold loans

Monetising your gold holdings: Have idle gold in lockers, home? 5 smart ways to make it work for you

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Indian households are increasingly unlocking the value of their idle gold through loans, monetisation schemes, and digital investments. With trillions of dollars in gold holdings, ...

Gold loans surge: Organised market set to reach Rs 15 lakh crore by March 2026; says Icra report

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The organized gold loan market is projected to reach Rs 15 lakh crore by March 2026, a year ahead of schedule, driven by soaring gold ...

Gold loans surge as small borrowers shun MFIs: 122% jump in June, shows RBI data; soaring prices, lower rates fuel shift

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Lower-income individuals are increasingly opting for gold loans over microfinance due to rising gold prices and stricter MFI lending norms. Gold-backed loans have surged by ...

RBI eases gold loan ‘value’ norms for small borrowers

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RBI has introduced revised guidelines for gold and silver-backed loans, effective April 1, 2026, aiming to boost credit access for small borrowers. The loan-to-value ratio ...