lending trends

Bank lending trends: Credit growth to industry slows to 6.5% in August; RBI data shows mixed sectoral pattern

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Bank credit growth to industry slowed to 6.5% in August 2025, down from 9.7% last year, RBI data reveals. Overall non-food credit also moderated to ...

Gold loans surge as small borrowers shun MFIs: 122% jump in June, shows RBI data; soaring prices, lower rates fuel shift

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Lower-income individuals are increasingly opting for gold loans over microfinance due to rising gold prices and stricter MFI lending norms. Gold-backed loans have surged by ...