Digital payments security: RBI mandates two-factor authentication; new norms kick in from April 2026
The Reserve Bank of India (RBI) is set to bolster digital payment security by mandating two-factor authentication across India’s payment ecosystem from April 1, 2026. ...
Payment rules: RBI issues final guidelines for aggregators, sets capital norms and cross-border limits
The Reserve Bank of India (RBI) has introduced final guidelines to regulate payment aggregators, effective immediately. These guidelines classify aggregators into three categories and impose ...
Banks can take call on minimum balance, no RBI curbs: RBI Governor Sanjay Malhotra
Banks Get the Green Light: Setting Their Own Minimum Balance Rules For years, that nagging question of minimum balance requirements has been a constant source ...
RBI proposes standardised claim settlement for deceased customers; 15-day deadline, penalties for delay
The Reserve Bank of India (RBI) has proposed standardised forms and a uniform process for settling claims related to deceased customers’ bank accounts, lockers, and ...
RBI finalises co-lending framework starting Jan 2026
RBI’s final co-lending rules, effective January 1, 2026, introduce blended lending rates and escrow-based cashflow, potentially impacting originator attractiveness. New norms allow partial credit enhancement ...
RBI eases gold loan ‘value’ norms for small borrowers
RBI has introduced revised guidelines for gold and silver-backed loans, effective April 1, 2026, aiming to boost credit access for small borrowers. The loan-to-value ratio ...
Bank holidays 2025: Are banks open or closed on Saturday, May 31?
Banks in India will operate on Saturday, May 31. This is because it is the fifth Saturday of the month. Reserve Bank of India guidelines ...
Bank holiday today: Are banks shut on May 24, what RBI calender says
Banks nationwide are closed today, May 24th, for the fourth Saturday of the month, as per RBI guidelines. While physical branch services are unavailable, digital ...
